Healthcare planning isn’t complete without considering IRMAA 2026. Medicare’s Income-Related Monthly Adjustment Amount adds surcharges to Part B and Part D premiums if your income is too high. IRMAA 2026 is calculated using your 2024 tax return, so your current financial decisions directly impact your future healthcare costs. To reduce your exposure, consider deferring income or shift... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets